Top Stories
Structured agency callable notes are attracting short-duration ladder builders who see call risk as manageable – and the yield premium as worth collecting.
Preferred equity REITs offer fixed yields of 5-8% with cumulative dividend protections, drawing income investors as the rate plateau reduces repricing pressure on existing issues.
Variable Rate Demand Notes are drawing renewed interest from corporate treasurers managing large cash balances, driven by floating-rate structures and tax-exempt income advantages.
Treasury STRIPS are drawing quiet but intense demand from pension funds using long-duration laddering to match liabilities. Here’s why the strategy works and who’s driving it.
High earners are using mega backdoor Roth strategies to contribute up to $69,000 annually to retirement accounts, building tax-free wealth beyond traditional limits.
Companies partner with credit unions to cut employee banking fees by hundreds annually while boosting satisfaction and retention through innovative financial wellness programs.
Pre-retirees are increasingly turning to Roth IRA conversions as tax rates face potential increases and market volatility creates opportunities for strategic tax planning.
High-income professionals discover cash value life insurance offers unique tax advantages and flexibility unavailable through traditional retirement accounts.
High earners discover HSAs offer triple tax advantages and no required distributions, making them powerful retirement vehicles beyond traditional 401k plans.
Wealthy millennials are choosing whole life insurance over term policies, prioritizing tax benefits, cash value growth, and permanent coverage despite higher costs.
Financial planners increasingly recommend TIPS over traditional savings as inflation erodes purchasing power. Government-backed bonds adjust for price changes automatically.
Wealthy retirees increasingly view reverse mortgages as strategic portfolio tools rather than emergency financing, using home equity to preserve investments.
