Top Stories
Structured agency callable notes are attracting short-duration ladder builders who see call risk as manageable – and the yield premium as worth collecting.
Preferred equity REITs offer fixed yields of 5-8% with cumulative dividend protections, drawing income investors as the rate plateau reduces repricing pressure on existing issues.
Variable Rate Demand Notes are drawing renewed interest from corporate treasurers managing large cash balances, driven by floating-rate structures and tax-exempt income advantages.
Treasury STRIPS are drawing quiet but intense demand from pension funds using long-duration laddering to match liabilities. Here’s why the strategy works and who’s driving it.
Credit card companies are redesigning rewards programs to incentivize ESG spending, offering bonus points for sustainable and socially responsible purchases.
American workers are choosing Roth 401k contributions over traditional pre-tax deferrals at unprecedented rates, betting on higher future tax rates.
Health Savings Accounts are evolving from medical expense tools into powerful retirement vehicles with unique triple tax advantages that outperform traditional retirement accounts.
Employers expand FSAs to cover pet care as veterinary costs rise and workers seek family-friendly benefits.
Wealthy families are using custodial Roth IRAs to build tax-free generational wealth, turning teenage jobs into million-dollar retirement accounts.
529 education savings plans now cover K-12 tuition, apprenticeships, student loan repayment, and technology expenses, expanding far beyond traditional college costs for flexible education funding.
Donor-advised funds are transforming middle-class philanthropy with immediate tax benefits and flexible giving timelines. These accounts allow strategic charitable planning previously reserved for wealthy donors.
Financial advisors increasingly favor I Bonds over CDs for their unique inflation protection and flexible terms that preserve purchasing power.
