Top Stories
Putable bonds are drawing renewed attention from institutional fixed-income managers seeking built-in rate protection. Here is how the structure works and why supply constraints complicate the trade.
Pay-in-kind toggle notes are quietly returning as leveraged borrowers under cash pressure use the instruments to defer interest and avoid default.
Covered bond markets are regaining momentum as central bank liquidity programs wind down. Bank treasurers are rebuilding issuance programs while institutional buyers return for the dual-recourse structure.
Perpetual preferred shares are drawing renewed interest from income allocators as rate expectations shift and yield premiums over investment-grade bonds widen.
Credit card companies are redesigning rewards programs to incentivize ESG spending, offering bonus points for sustainable and socially responsible purchases.
American workers are choosing Roth 401k contributions over traditional pre-tax deferrals at unprecedented rates, betting on higher future tax rates.
Health Savings Accounts are evolving from medical expense tools into powerful retirement vehicles with unique triple tax advantages that outperform traditional retirement accounts.
Employers expand FSAs to cover pet care as veterinary costs rise and workers seek family-friendly benefits.
Wealthy families are using custodial Roth IRAs to build tax-free generational wealth, turning teenage jobs into million-dollar retirement accounts.
529 education savings plans now cover K-12 tuition, apprenticeships, student loan repayment, and technology expenses, expanding far beyond traditional college costs for flexible education funding.
Donor-advised funds are transforming middle-class philanthropy with immediate tax benefits and flexible giving timelines. These accounts allow strategic charitable planning previously reserved for wealthy donors.
Financial advisors increasingly favor I Bonds over CDs for their unique inflation protection and flexible terms that preserve purchasing power.
