Top Stories
Variable Rate Demand Notes are drawing renewed interest from corporate treasurers managing large cash balances, driven by floating-rate structures and tax-exempt income advantages.
Senior secured private credit is filling the financing gap left by banks in the middle market, offering floating-rate, first-lien loans with strong structural protections for institutional allocators.
Convertible preferred resets are drawing family offices seeking yield above fixed income. Here’s how the mechanism works and where the risks hide.
Preferred equity REITs offer fixed yields of 5-8% with cumulative dividend protections, drawing income investors as the rate plateau reduces repricing pressure on existing issues.
Credit card companies are redesigning rewards programs to incentivize ESG spending, offering bonus points for sustainable and socially responsible purchases.
American workers are choosing Roth 401k contributions over traditional pre-tax deferrals at unprecedented rates, betting on higher future tax rates.
Health Savings Accounts are evolving from medical expense tools into powerful retirement vehicles with unique triple tax advantages that outperform traditional retirement accounts.
Employers expand FSAs to cover pet care as veterinary costs rise and workers seek family-friendly benefits.
Wealthy families are using custodial Roth IRAs to build tax-free generational wealth, turning teenage jobs into million-dollar retirement accounts.
529 education savings plans now cover K-12 tuition, apprenticeships, student loan repayment, and technology expenses, expanding far beyond traditional college costs for flexible education funding.
Donor-advised funds are transforming middle-class philanthropy with immediate tax benefits and flexible giving timelines. These accounts allow strategic charitable planning previously reserved for wealthy donors.
Financial advisors increasingly favor I Bonds over CDs for their unique inflation protection and flexible terms that preserve purchasing power.
