Top Stories
Callable agency bonds are drawing renewed attention as rate volatility persists. Here’s what investors need to understand before buying.
Strip bonds are returning to deflation-hedging portfolios as allocators use their extreme duration sensitivity to position for falling yields and rising purchasing power.
Treasury Floating Rate Notes offer government-backed income that adjusts weekly with short-term rates, attracting investors who want yield without duration risk.
Equity-linked CDs are back, offering principal protection plus index-linked upside. Here’s who they’re for, how they work, and what buyers often miss.
Credit card companies are redesigning rewards programs to incentivize ESG spending, offering bonus points for sustainable and socially responsible purchases.
American workers are choosing Roth 401k contributions over traditional pre-tax deferrals at unprecedented rates, betting on higher future tax rates.
Health Savings Accounts are evolving from medical expense tools into powerful retirement vehicles with unique triple tax advantages that outperform traditional retirement accounts.
Employers expand FSAs to cover pet care as veterinary costs rise and workers seek family-friendly benefits.
Wealthy families are using custodial Roth IRAs to build tax-free generational wealth, turning teenage jobs into million-dollar retirement accounts.
529 education savings plans now cover K-12 tuition, apprenticeships, student loan repayment, and technology expenses, expanding far beyond traditional college costs for flexible education funding.
Donor-advised funds are transforming middle-class philanthropy with immediate tax benefits and flexible giving timelines. These accounts allow strategic charitable planning previously reserved for wealthy donors.
Financial advisors increasingly favor I Bonds over CDs for their unique inflation protection and flexible terms that preserve purchasing power.
