Top Stories
Contingent convertible bonds are returning to bank capital markets after the 2023 Credit Suisse shock. Here’s what investors need to understand before buying.
Leveraged loan CLOs are regaining favor among yield-seeking allocators drawn to floating-rate income and structural credit protections in a still-elevated rate environment.
Surplus notes from insurance companies offer yield premiums of 50-150 bps above comparable corporate debt, attracting institutional fixed income investors willing to navigate their unique regulatory structure.
Royalty streaming deals offer income investors passive cash flow, inflation sensitivity, and asset-light business models – but the risks are easy to underestimate.
Credit card companies are redesigning rewards programs to incentivize ESG spending, offering bonus points for sustainable and socially responsible purchases.
American workers are choosing Roth 401k contributions over traditional pre-tax deferrals at unprecedented rates, betting on higher future tax rates.
Health Savings Accounts are evolving from medical expense tools into powerful retirement vehicles with unique triple tax advantages that outperform traditional retirement accounts.
Employers expand FSAs to cover pet care as veterinary costs rise and workers seek family-friendly benefits.
Wealthy families are using custodial Roth IRAs to build tax-free generational wealth, turning teenage jobs into million-dollar retirement accounts.
529 education savings plans now cover K-12 tuition, apprenticeships, student loan repayment, and technology expenses, expanding far beyond traditional college costs for flexible education funding.
Donor-advised funds are transforming middle-class philanthropy with immediate tax benefits and flexible giving timelines. These accounts allow strategic charitable planning previously reserved for wealthy donors.
Financial advisors increasingly favor I Bonds over CDs for their unique inflation protection and flexible terms that preserve purchasing power.
